Let Gary Ward Appraisals handle your appraisalThousands of people in Oklahoma buy, sell or refinance their home each month. Most of these transactions contain a simple line item for an appraisal. Almost all lenders still call in a local expert because the stakes are very high, even though there are a growing number of automated home valuation systems that may appear more cost-effective than an appraisal. You might believe that getting a mortgage is the only basis for getting an appraisal, but there are more cases when the services of a licensed, independent real estate professional might be helpful.
Appeal your tax assessment in Carter CountyIf you live in an area where the value of property has declined, it's possible you're paying too much in property taxes. When building your case, an appraisal from Gary Ward Appraisals is your best evidence. At Gary Ward Appraisals, we're equipped to assist you in challenging your tax assessment.
Let Gary Ward Appraisals assist you in lowering your mortgage paymentPrivate Mortgage Insurance, or PMI, is an additional insurance policy that almost all lenders ask home owners to buy when the amount being loaned to the home buyer is more than 80% of the actual value of the property. This added payment is often folded into the monthly mortgage payment and is promptly forgotten. This is unfavorable because PMI is no longer required when the remaining balance of the loan - whether through market appreciation or principal pay down - falls below the 80% mark. In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress requiring lenders to do away with the PMI payments on most mortgages when the balance is paid down to 78% of the original value.
Gary Ward Appraisals will provide you with a statement regarding the value of your home, and the expense of the appraisal can often be recovered in little time because you'll no longer be paying the PMI.
An appraisal from Gary Ward Appraisals will help you settle a divorce with less stressA divorce is often complicated by the troublesome decision of who gets the home, and it can be an especially traumatic occurrence for both parties. Regardless of the situation, it's wise to get an appraisal from Gary Ward Appraisals so both parties are fully aware of the true market value of their property.
The parties will have a good idea of what price to set, if they need to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.
Fair and accurate estate liquidation with help from Gary Ward AppraisalsSettling an estateThe death of a loved one is a hard time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the residential property involved. We ensure the utmost degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).
Most Americans do not have dedicated estate planners or executors to handle these issues, unlike wealthy individuals. And since a home or other property often makes up an unequal share of the total estate value, knowing the true value of the real estate at hand is of vital importance to ensuring disputing parties leave knowing they've received a fair deal.
Let Gary Ward Appraisals help you with relocating to or from Carter CountyWe understand the headaches involved with an employee relocation. That's why we take great care in organizing a convenient appointment time for the appraisal inspection. During our thorough process, we encourage relocating employees to provide remarks on the positive attributes of their property, along with information about any recent sales or listings in their area that they want considered.
Sell your home quickly at the right price with an appraisal from Gary Ward AppraisalsA professional appraisal can help you make a better educated decision regarding your asking price, whether you choose to sell your home on your own or use the assistance of a real estate agent. With much different interests than a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees depend on our efforts to finish the appraisal report and not a percentage of the sales price.
On a daily basis, we determine the difference in value items like an extra bathroom or a kitchen remodel can make. And we're experts in knowing how long properties stay on the market. So, obtaining a professional appraisal is a trusted way to determine what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time.